• The February effective interest rate for a 20 year 504 loan is 4.94%, and the rate for a 10 year 504 loan is 4.66%
  • Clint Shiflet, Senior VP & Area Manager at Idaho Central Credit Union in Meridian, named the 2017 SBA 504 Lender of the Year. Congratulations and thank you, Clint!
  • IDAHO CENTRAL CREDIT UNION was named the 2017 SBA 504 Financial Institution of the Year. "Thank you", Idaho Central Credit Union for all you do to help businesses grow!
  • SBA 504 loans approved during FY2018 (10-01-2017 through 09-30-2018) "up front" SBA Guarantee Fee will continue to be zero. The annual service fee is reduced to 0.642% (64.2 basis points) of the outstanding balance of the loan.
  • SBA 504 Debt Refinance loans approved during FY2018 (10-01-2017 through 09-30-2018) "up front" SBA Guaranty Fee will continue to be zero. The annual service fee is reduced to 0.642% plus 0.04%, for a total of .682% (64.2 basis points plus 4 basis points) of the outstanding balance of the loan.
    

Capital Matrix | Calculator

This payment calculator can be utilized to estimate costs related to an SBA 504 loan.  Simply fill in the blanks and receive detailed information on payments and fees associated with a 504 loan.

This calculator provides purely ESTIMATED costs.  

 

Payment Calculator

Estimated Project Cost
$
Bank Interest Rate
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SBA Interest Rate
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Loan Duration
   (years)  
2013 Capital Matrix - Web design by IntegriNet Solutions