About Us

our story

About Capital Matrix

Our mission is Partnering with Lenders to Help Businesses Grow.  Capital Matrix, Inc. is dedicated to providing improved access to Small Business Investment Act (504) capital funding to all eligible business owners and entrepreneurs.

Capital Matrix is a private, non-profit corporation licensed and regulated by the U.S. Small Business Administration to administer the SBA 504 loan program. Capital Matrix was created in 1983 through the initiative of the City of Boise, the Boise Chamber of Commerce and a group of local business owners. They recognized the importance of supporting the growth of small businesses and the benefits the 504 loan program would bring to those businesses and to the economy of the region. Capital Matrix serves businesses in Idaho, eastern Oregon, Washington, Montana, and Utah, and since its inception, has assisted over a thousand companies.

By advocating for businesses and partnering with private sector lenders, Capital Matrix provides businesses access to long-term capital for real estate and equipment needed to expand their businesses. We are proud to have played a role in the economic growth of our region.

  • Assisting more than 1,400 companies
  • Providing over $530 million in financing
  • Helping businesses create more than 9,700 jobs
  • Montana CDC of the Year 2022

CDC of the Year

Capital Matrix has received the CDC of the Year award every year from the Boise District Office of the SBA since 2008.

If you would like to learn how we can help your business please,